I belong to several frequent flier programs, even though I don't fly a lot. However most programs allow you to accumulate points and as long as there is some activity over the previous 18-24 months your account will stay active.
The problem is that I don't have any points in my hotel loyalty accounts. I have one hotel chain that I have points in. However, the points expire every 24 months and they don't have any hotels anywhere I want to go. I'm still in my beach phase where all I want to do is go chill at a beach resort. This particular chain only has 4 or 5 islands. The problem is that none of the hotels are one the beach. On one island the hotels are in the middle of the city nowhere near a beach. That's not a deal breaker because the last hotel I stayed at was basically across the street from the beach and that's no big deal.
I really wish I could afford to travel more.
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